Money manager for households
Sparsy keeps your personal spending private and your shared household accounts in sync. Plan budgets, see where the money goes, and settle up without the spreadsheet.
Private by default
An account is yours until you invite someone.
Shared in real time
Everyone on an account sees the same balance.
Works offline
Add a purchase anywhere; it syncs when you're back.
No bank needed
Sparsy works without connecting your bank.
Built for couples, roommates and families who share some money and keep the rest to themselves.
Shared accounts
Invite your partner or roommates to the accounts you share. They see every rent payment and grocery run on it, and nothing on the accounts you keep to yourself.
Budgets
Plan each month by category and watch the bars fill as you spend. Budget a single account, a group of accounts, or everything you own at once.
Reports
Income and spending trends, where the money went by category, and a calendar heat map that shows your busiest spending days.
Multi-currency
Keep a travel account in dollars and the rent in euros. Sparsy shows each account in its own currency and adds everything up in your main one.
Installable app
Install Sparsy from the browser on your phone or computer. It opens like an app, works offline, and can remind you about bills before they're due.
Edit many at once
Select several transactions and change their date, account or category together.
Repeats and reminders
Rent and subscriptions add themselves, and reminders nudge you before a bill.
Your colors and icons
Give each category and account the icon and color you'll recognize at a glance.
Quick sign-in
Use your email and password, or continue with Google or Apple.
Made for patchy signal
Save transactions with no connection; Sparsy sends them when you're online.
Yours to delete
Close your account any time and your personal data goes with it.
No ads, ever
No bank needed
Your data is never sold
Create your account
Sign up with your email, Google or Apple. You start with a wallet, a checking and a savings account.
Add what you spend
Log a purchase in seconds from your phone, or set up repeats for the bills that come every month.
Invite your household
Share an account with the people you live with and plan your budget together.
Only you. An account becomes shared when you invite someone to it by email and they accept. Your other accounts stay private.
It doesn't need to. You record transactions yourself, so Sparsy never asks for your bank password or card details.
Yes. Each account has its own currency, and you set the exchange rates Sparsy uses to add them up in your main currency.
Sparsy runs in your browser and can be installed to your home screen or desktop from there, on phones and computers alike.
English, Spanish and German. Pick one at the top of the page, or later in Settings.
Set up your accounts in a couple of minutes and invite your household when you're ready.